Restaurants and other small businesses across the country are being denied business interruption insurance coverage from COVID-19 despite having faithfully paid insurance premiums.  Insurance carriers are flatly denying claims or sending letters rejecting coverage for reasons such as the so-called "virus exclusion" or other exclusions in bad faith. 

Restaurant owners and staff have been asked to sacrifice their jobs, livelihoods and businesses for the public good, doing whatever is asked to halt the epidemic  Our national and state and local governments are reaching deep into the taxpayer coffers to address it.  Yet insurance companies, despite reserves estimated over two trillion dollars, and policies that should and do provide coverage, are not participating at all.  They offer no assistance whatsoever.  No insurers are paying claims anywhere for any amount.  This needs to change.


I have been a practicing attorney for over 18 years.  I represent small businesses, mostly restaurants, in day to day business law matters, including insurance coverage.  Prior to that I was a litigator at the well-known firm of Lieff, Cabraser, Heimann and Bernstein, LLP.  As an associate there I worked on cases like the Exxon Valdez oil spill, the Fen Phen litigation, and many other groundbreaking cases. My years at this exemplary firm gave me skills that carried me forward for the next decade and a half as a litigator and business lawyer.  I have rejoined them for this fight because I know they are the best to win it.

I am not only an attorney - I am involved in the restaurant business as the spouse/partner of chef Daniel Patterson. I built my boutique law practice representing my husband’s restaurants and many others. Now I am watching my clients close the businesses I helped them create.  They have insurance that should have been covering business losses from day one of this epidemic, preventing layoffs and the heartbreaking, stressful and difficult decisions and permanent closures that are and will be happening because the insurance industry is electing not to honor policies. 

I am reaching out to ask you to add your voice to the important story of what happened to the restaurant industry.   Together with Leiff Cabraser Heimann & Bernstein, we are tendering claims, following up with coverage denials and filing lawsuits.  We will advance all fees and costs, and take every measure to preserve and protect your rights and claims.  


I hope you will join me.